I love my people but something has to change.

Who in this world is going to speak to Hispanics in a loving way? In a way where Hispanics can get educated and know how to take care of their personal finances. I read a lot about Hispanics in Hispanic Business Review, Hispanic Trending, Entrepreneur.com but everywhere I read its about marketing to Hispanics. Everyone wants to know how to Market to Hispanics. Marketing to Hispanics does not help us build our economy, it does the opposite.

If you help Hispanics in the area of Personal Finance, they can earn their way to becoming homeowners instead of renters. Not all Hispanics rent but the majority do. It's not unusual to find more than one family living in a rented home. First of all, you need a SS Number to qualify for a home loan, now how are 1st & 2nd generation Hispanics going to get approved for a loan without a SS Number? They won't qualify so they rent.

2nd & 3rd Generation Hispanics such as myself are homeowners because we have been educated in finance and we qualify for mortgages. My heart goes out to all Hispanics who are busting their butts, working hard for a living, but using that money for the weekend or to purchase vehicles.

I wish I could sit down with more Hispanics and show them how to retire with dignity, with pride, but more importantly, with money. I'm going to change my family tree forever, will you?

By Fabian Ramirez Comments(0) 2008-05-16 19:30:01